| The Citizens National Bank Of
Southwestern Ohio Privacy Policy
The Citizens National Bank of Southwestern Ohio (TCNB)
recognizes the importance of maintaining trust and
protecting the confidentiality of our customers'
personal information and respecting their rights to
privacy.
Expectations
Confidentiality and the protection of customer
information is one of our fundamental responsibilities.
The safekeeping of customer information is a priority.
We maintain standards and procedures to prevent misuse
of this information.
Use, Collection and Retention of Customer
Information
We collect, retain and use information about our
customers only for business purposes. We use information
to protect and administer our customers' records,
accounts and funds; to comply with laws and regulations;
to design or improve our products and services; and to
understand our customers' financial needs so that we may
provide the very best in quality service.
Maintenance of Information
We maintain complete and accurate information about our
customers and their accounts to make sound credit
decisions; to better assist our customers in choosing
the right products, and to be consultative to our
customers. Procedures are in place to investigate and
correct any information that may be inaccurate.
Access to Information
Procedures and security measures are in place to limit
access to personal information to those employees who
have a need to know that information. TCNB employees are
responsible for maintaining customer confidentiality and
employees who violate this will be subject to
disciplinary measures.
Protection of Information
We maintain and grant access to customer information
only in accordance with internal security procedures.
Restrictions on Disclosure of Account Information
We do not reveal customer account information or other
personal information to unaffiliated third parties for
their independent use, except for the exchange of
information with reputable reporting agencies (for
example, a credit reporting agency). There are, however,
exceptions we honor on behalf of our customers: 1) the
information is required to complete a customer initiated
transaction; 2) our customer requests it; or 3) we are
required or allowed by law to disclose it (for example
in response to a subpoena). We do not provide account or
personal information to nonaffiliated parties for the
purpose of independent telemarketing or direct mail
marketing or any non-financial products or services.
Third Parties
At times it may be necessary to provide confidential
information to a third party, such as a service bureau,
that we hire to prepare account statements. When TCNB
conducts business with third parties, we expect them to
maintain the same high standards of confidentiality we
hold.
Disclosing Our Privacy Commitment to Our Customers
TCNB recognizes and respects the privacy expectations of
our customers. We want our customers to understand our
commitment to privacy. This privacy policy is the
foundation of the commitment.
Privacy Disclosure Notice
The Citizens National Bank of Southwestern Ohio
It is the policy of The Citizens National Bank of
Southwestern Ohio not to disclose any non-public
personal information about our customers or former
customers to anyone, except as permitted by law. |
