The Citizens National Bank
Your Community Bank

Customer Services

The Citizens National Bank of Southwestern Ohio is a full service locally-owned and operated bank. TCNB provides the best personal service available to individuals and small and medium sized business clients. Questions are answered promptly and local management makes all the decisions. TCNB also offers added support to individuals.

Check out TCNB’s full range of customer services:

  • ACH – Automatically transfers funds to pay loans and other monthly expenses
  • Account Research
  • ATM – Numerous ATM’s throughout the geographic area
  • Traveler’s Checks (American Express) – Safe and secure, no worry over lost or stolen cash
  • Automatic Transfers – Saves you time by setting up a recurring transfer
  • Official Checks
  • Combined Statements – Get your complete financial picture at a glance
  • Credit Cards – VISA, ATM and Debit Cards
  • Direct Deposit – Electronically deposit payroll and/ or government checks to your account
  • Imaged statements – Fewer documents mean clarity, accuracy and easier reconciliation
  • Night Depository- Available 24 hours a days, 7 days a week for your deposits and /or loan payments
  • Notary Services – Certifies signature(s) for legal documents
  • Signature Guarantee
  • On-Line Banking and Bill Paying
  • Overdraft Protection – a worry free way to guarantee sufficient funds in your checking account
  • Self-Serve Deposit Boxes – Security and privacy, size options available
  • U.S. Savings Bonds – Purchase and redeem U.S. Savings Bonds
  • Wire Transfers – send money electronically to another party
  • 24 Hour Telephone Service – 1-877-696-8262

Contact a banking expert at TCNB for personal service. TCNB’s customer-oriented team of professionals is available Monday-Friday 9:00 am – 6:00 pm and on Saturday from 9:00 am until 2:00 pm.

Call about any of TCNB's services: (937) 913-8262