The Citizens National Bank of SWO

Your Locally-Owned & Operated Bank

	Online Banking/Bill Pay Login

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Online Security

Lost or Stolen ATM Card
Please call us at
1-800-264-4274

Pay Bills on the date you choose with Free Bill Pay

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Call for Details. (937) 913-8262



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		Services Direct Deposit Night Deposit 24-Hour ATM Travelers Checks More...		Q&A We’ve collected the most Frequently Asked Questions on this page for easy reference. If your question isn’t answered here, please contact us online or call a Customer Service representative at 1-877-913-8262. Click here for more information